square steve.png

Steve Friedman

Owner / CEO

Steve specializes in Retirement/Financial
Planning/Benefit Planning and Estate
Planning for business owners. He is a top
tier broker on life, health, and disability
insurance programs.


Becky Burt

Director of Operations

Becky is a life and health licensed executive
team member. Becky helps run and
administer California Business Benefits, she
interfaces with our clients day to day basis
as needed. Becky is also the in house
Senior Care specialist with 15 years in the


Aran Sahagun, CRPS

Retirement Specialist

Aran has 20 years’ experience as a
Registered Investment Advisor. He is a
401(k) advisor and fiduciary. Aran works
closely with the employers to assist in
educating employees on the importance of
saving for retirement.


Grant Friedman 

Producer/ Director of Marketing

Grant is responsible for all current digital marketing and media. Grant has been instrumental in the launching of California Business Benefits. He has a CA Health/Life/Accident insurance license. 

Jennifer Sterling.jpeg

Jennifer Sterling

Property Casualty Specialist

As a nationwide environmental insurance
broker for over 15 years for all lines of
insurance across the country specific to
this industry, Jennifer knows this industry
with regards to the insurance risks and
exposures in this ever-changing industry.


Shelly Kapfhammer

LTC, CLTC, LTCP Specialist

Shelly Kapfhammer is the Long Term Care
Specialist for the Tax & Financial Group in
Newport Beach. Shelly provides training
and education to Financial Advisors, Life
Insurance Professionals, Property and
Casualty Agents, CPAs, and Attorneys
on the importance of Long Term Care
in their portfolio.


Shawn Nobles

Property Casualty Specialist

Shawn has 35 years experience as an
independent agent/broker in commercial
and personal lines of insurance. He has
experience with admitted and surplus lines
carriers. As of 4//1/2020 Shawn has over 60
commercial carriers and 55 personal lines
carriers to provide competitive coverage
and pricing tailored to you. 


Matt Hamrock

Compliance Specialist

Matt started Hamrock Insurance Services in
2001 and provides professional employee
benefit advice for small and medium sized
employers. He specializes in compliance
and insurance solutions.

Team Meeting

Get a Quote Now

Compare all relevant carriers!

Get a Comprehensive Quote that includes the Top Carriers​

Simple Contact
Screen Shot 2020-10-26 at 10.31.12 PM.pn

California Business Benefits is owned and operated by JWC Insurance Services inc. License #0H49301

This site is published for residents of the United States only.  Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of the services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Jeffrey Merwin at 949-455-0300 Investment advisory services are offered by Financial Management Network, Inc.(“FMN”) and securities offered through FMN Capital Corporation, (“FMNCC”), member FINRA & SIPC. Securities are not FDIC-Insured, are not bank-guaranteed, may lose value. FMN and FMNCC may only transact business in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements. The purpose of this web site is for information distribution on products and services. Information herein is taken from sources deemed reliable and neither FMN nor FMNCC are responsible for any errors that might occur. Asset Allocation does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Neither Asset Allocation nor Diversification guarantees a profit or protect against a loss in a declining market. They are methods used to help manage investment risk. FMN/FMN Capital Corp. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstances. This site is designed to provide information about our firm and the services we offer. The information you obtain at this site is not, nor is it intended to be, legal advice, or financial advice. You should consult an attorney or CPA for individual advice regarding your own situation. FMN and FMNCC have no affiliation with any companies displayed on bar of logos.